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АО КБ ”САММИТ БАНК” сообщает о возможности установления заемщикам льготного периода кредитования (кредитных каникул) по внутренней программе Банка и по Федеральному закону № 106-ФЗ от 03.04.2020г.
Внутренняя программа Банка предусматривает:
Изменение графика погашения кредита, снижение размера ежемесячного платежа увеличением срока кредита, отсрочку по оплате основного долга (с условием оплаты процентов ежемесячно)
Процентная ставка по кредиту не изменится
Позволяет избежать штрафов за просрочку платежей по кредиту
Не ухудшается кредитная история.
Кредитные каникулы по Федеральному закону № 106-ФЗ предоставляются субъектам МСП, осуществляющим деятельность в отраслях, поименованных в Перечне отраслей российской экономики, в наибольшей степени пострадавших в условиях ухудшения ситуации в результате распространения новой коронавирусной инфекции, заключившим до 3 апреля 2020 года либо до 1 марта 2022 года, если обращение заемщика к Банку осуществляется в период после 1 марта 2022 года, с Банком кредитный договор, в том числе кредитный договор, обязательства по которому обеспечены ипотекой.
Заявления от заемщиков принимаются посредством личного обращения в Банк, электронной почты (kred06@vl.kbsammit.ru или zam_kred@kbsammit.ru), с использованием почтовых операторов связи (заказной корреспонденцией), телефонной связи: 8(4232)468303, 8(42335)55491.
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